From Zero to FI

diary

Road to FI Diary: February 2020

Net Worth

My net worth declined around $22K… mostly due to large market declines right at the end of the month due to Covid-19.

Spending

  • My dining out spending was up this month over the past several… I’ve been used to ending the month with a pretty decent amount of money left over, but not so after February. This is totally cool… my budget for dining out exists for a reason after all, but it feels a little strange to end the month and not see a surplus there.

Other Thoughts

I modified my Acorns mix from Moderately Aggressive to Aggressive in the middle of the month, which moved about ~20% of the holdings from bonds and shifts that money into stocks. Then, the market declined fairly significantly due to Covid-19. I will be writing more about this in a future post.