post
Thinking in Layers 🍰: Emergency Funds FTW
No matter how much we try to plan for the future, life is always guaranteed to throw some curveballs our way. Many of these curveballs can cause us to need to come up with money rapidly. This is why having cash available with little notice is so absolutely vital. I previously discussed reasons why an emergency fund is so important. This article is about how I think about funding any potential emergencies that come my way.
Read Morepost
💵 Cash is King 👑: Why I Like (and Potentially Hoard) Cash
At some level, I think everyone knows how important having cash on hand is. It helps pay the bills. Your mortgage. A bite out to eat. A new pair of pants. Obviously, you can use credit cards to pay for all of these expenses, but without the cash to pay your credit card bills off in full at statement close, you’ll end up trading in your burgers and jeans for debt (or to think of it another way, those fifty dollar jeans might end up costing a whole lot more than fifty bucks).
Read Morepost
The Best of Intentions: Why I Worry About The Realities of the Next Recession (For Myself) 😟
Flash back to 2009. Barack Obama had just become President of the United States, in part because he seemed like the best person to deal with a crushing recession that saw the loss of 8.7 million U.S. jobs. It was an incredibly scary time for many Americans: a loss of income, homes, and for some the dignity of working an honest day’s labor. For me, it was just a year after I graduated from college.
Read Morepost
🏦 My Investment Portfolio: 2020 Edition
Overview of my investment portfolio in early 2020.
Read More